Two residential buildings, one with beige siding and another with beige and brick accents, under a clear blue sky.

“Opportunity Doesn’t Wait—Neither Should You.”

Advertisement for Income and Development Fund featuring images of modern residential buildings at night and text promoting investment in residential projects with high returns.
Graphic showing three core investment categories: income producer, adding value, and capital gain, with icons representing each category and a quote at the bottom that says 'Position Success Begins with Today's Action'.

Fourplex & Triplex Developments That Build Wealth Over Time

Your investment grows through a proven development process that transforms underutilized properties into high-value, income-producing assets. At ShahSmartHomes LP, each Fourplex and Triplex project is strategically designed to maximize both rental income and capital appreciation.

By focusing on high-demand urban areas, we ensure strong occupancy rates and consistent returns. During construction, value is created through design efficiency, zoning optimization, and cost control — leading to substantial equity growth upon completion. Once the projects are rented or sold, investors benefit from steady cash flow and long-term asset performance.

Through smart development, innovation, and market insight, your investment doesn’t just grow — it compounds into lasting financial strength.

🌱 How Does Your Investment Grow?

Modern multi-family residential building with four units, featuring black, white, and wood panel facade, large windows, and small front lawns.

1927 Lawrence Avenue W, Toronto

Bedrooms: 8 + 4, Bathrooms:12, Kitchen:4, Rooms: 12,

Air Conditioning: Central Air

Basement: Separate Entrance

Two-story duplex with beige brick and white siding, front porches, black doors, concrete steps, green lawn, small bushes, two trees, clear blue sky.

27 Windermere Avenue , Toronto, High Park.

Type: Fourplex, Style: 2-Story Size 6092 sqft

4 Units, Bedroom:8, Bathroom:8, Kitchen:4

Multistory residential apartment building with beige siding and dark brick base, multiple windows, and a landscaped front with small shrubs, under a clear blue sky.

162 Dowling Avenue, Toronto, South Parkdale.

Type: Multiplex Style: 3-Story Size: 7000+ Sqft.

4 Units, Bedroom: 12, Bathroom:8 , Kitchen:4

 FAQs

  • A Fourplex is a residential building divided in to four self-contained units, each with it’s own kitchen, bathroom and living space. A garden suite is a secondary dwelling built in the backyard, also fully self-contained. Together, they create five independent homes on a single lot. This configuration is especially popular because it qualifies for the CMHC & MLI Select program, which requires a minimum of five units and offers attractive financing benefits.

  • > Strong Cash Flow.

    > our rental units = four income streams.

    > Increased Property Value Through Income.

    > Better Financing Options. Fourplexes still qualify for residential financing (CMHC insured up to 4 units).

    > Cost Efficiency in Construction and Maintenance. Building one fourplex is cheaper per unit than four detached homes.

  • With Four units in the main building plus a garden suite, you meet the five-unit minimum required for the CMHC MLI Select Program. This can unlock longer amortizations, higher loan-to-value rations, and better interest rates, making your project more financially sustainable.

  • Yes, As long as you or an immediate family member lives in one of the units as your primary residence, you may apply to use one of the remaining suites as a short - term rental in Toronto.

  • Not always. If your current home’s layout is suitable, you may be able to retrofit it into four units and add a garden suite in the backyard. Even if your existing house is only viable for a duplex or Triplex, The cost savings from reusing the structure may outweigh the reduced rental income from not having five full units.

  • Timelines depend on project complexity, but on average it takes 9 to 12 months from start to finish. At Shahsmarthomes Lp , we have never exceeded 12 months on a new-build project, so you can feel confident in the feasibility of your timeline.

  • No, Development charges are waived for projects limited to four units. Garden suites are also exempt, making both options financially attractive.

  • Yes, The same policies that apply to garden suites also apply to laneway suites, so the benefits extend to properties with laneway access.

A modern multi-story residential building with balconies and a smaller detached structure, both with gray siding and black trim, surrounded by a well-manicured lawn and a sidewalk under a partly cloudy sky.

Shahsmarthomes Lp

Fourplex & Triplex Developments That Build Wealth Over Time.